Independent knowledge for every U.S. market
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ACTION PLAN

Checklists so an important step does not get missed.

Four practical lists that turn a complex decision into verifiable actions. Adapt them to your contract, state and specific property.

Home inspector checking an electrical panel
Concrete checks turn a list into a documented decision.
PRACTICAL LIST

Before you tour

  • Set a total monthly payment limit, including taxes, insurance, dues and utilities.
  • Get a written preapproval or clarify your cash proof.
  • List non-negotiables separately from preferences.
  • Map commute, services and visits at different times.
  • Prepare questions about age, systems, permits, HOA and seller disclosures.
PRACTICAL LIST

Before you offer

  • Compare recent closed sales, not only active asking prices.
  • Read disclosures and request missing documents in writing.
  • Price inspections, specialists and property-specific insurance.
  • Understand every contingency, deadline and deposit instruction.
  • Confirm representation, compensation and communications with your agent.
PRACTICAL LIST

Before closing

  • Review the Closing Disclosure against the Loan Estimate.
  • Confirm title, insurance, transfer and utility arrangements.
  • Perform the final walk-through and document unresolved items.
  • Verify wire instructions using an independently known phone number.
  • Keep a post-closing reserve and copies of every signed document.
PRACTICAL LIST

First 30 days as owner

  • Change locks or access codes and test smoke/CO alarms.
  • Locate shutoffs, panels, warranties and maintenance records.
  • Set reminders for tax, insurance, HOA and loan notices.
  • Create a maintenance fund and a seasonal task list.
  • Keep photos, receipts and all property records together.
Important

These lists are educational. Required documents, deadlines and rights are determined by the contract and local rules.

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